26 Fintech Companies in India to Know

Compliance requirements add another layer, as financial data demands audit trails, adherence to ASC 606 and IFRS 15, and careful attention to data residency regulations. M&A activity is common in the fintech sector, as companies accounting services for startups seek to acquire new technologies, expand their customer base, or enter new markets. FP&A teams in fintech companies must navigate the challenges of high growth, requiring agile financial modeling, accurate forecasting, and effective scenario planning.

Free Robo- Advisor which helps in portfolio management

Adyen takes it a step further by supporting payments online, in apps, and even in physical stores. Both platforms also include tools to detect and prevent fraud, giving you peace of mind as your business grows. For fintech companies that are navigating compliance, data security, and scalability, Blaze delivers a powerful no-code platform designed to simplify development while meeting regulatory requirements. Whether addressing business or consumer needs — or a combination of both — fintech solutions and technologies help improve processes, increase efficiencies, and enhance the customer experience. Fintechs also drive digital transformation and enablement, often providing bespoke tools for data protection and security. Wayflyer provides non-dilutive revenue-based financing and data-driven analytics to help eCommerce businesses access working capital, optimize cash flow, and scale efficiently.

Currency Exchange Services

If these details aren’t readily available or fail to meet your company’s standards, it may be wise to consider other options. Once you’ve established a partnership, don’t assume that the initial review is a one-time event. Ongoing audits—conducted annually or at key contract milestones—help ensure that your vendor continues to uphold the agreed-upon compliance measures throughout the relationship. At Fintech Review, we will continue spotlighting the innovations reshaping how businesses manage money, risk, and opportunity. The best SaaS fintech software for KYC and AML helps companies automate checks, improve onboarding conversion, and stay audit-ready.

• Fintech democratizes financial services by making them more available to all consumers, especially those under- and unbanked.
• Clients can build portfolios that can be personalized, target a specific level of return and compare risk gaps.
• Treasury teams use Kyriba to manage forecasting, intercompany funding, and exposure to FX and interest rate risk.
• Both REST and SOAP APIs provide flexibility with session-based authentication and bulk operations.
• As a credit union, it extends ownership shares to all its members, with no profit extracted from its processes.
• A fintech company is any company that offers financial services or applications that rely heavily on technology, such as apps, websites, and APIs.

TMT Industry Report Series

Coinbase is available in upwards of 100 countries and has exchanged more than $150 billion in various forms of digital currency, including Bitcoin, Bitcoin Cash, Ethereum and Litecoin. Invoice Home developed a fintech tool that offers a solution to the problem of how freelancers, solopreneurs and small businesses bill clients and process payments. Its cloud-based invoicing software is built for simplicity, with templated invoice designs that https://www.citybiz.co/article/785736/the-real-value-of-accounting-services-for-startups/ can be customized, digital payment options and a backup archive that ensures the security of critical records.

• As you face FDA approvals and government trials, you need experienced financial advice to anticipate costs and other issues.
• The platform analyses user behaviour, video signals, and document authenticity to detect high-risk attempts in real time.
• Stripe Treasury lets platforms embed banking experiences such as accounts, stored balances, and programmatic money movement using familiar Stripe APIs.
• Funding Circle is a UK-based commercial lender specializing in providing business financing solutions.
• On the MarketAxess platform, clients can trade assets electronically, as well as access resources on existing and emerging markets across regions.
• Moreover, it has several technical capabilities such as Data Capture functionality, powerful reporting APIs, and payment systems that are fully integrated.

Griffin focuses on strong ledger design and observability so finance and engineering share a single source of truth. Documentation and tooling are designed to shorten cycles between product ideas and compliant launches. Top fintech lenders like SoFi, Prosper, and SoLo are using technology to overcome these pain points in the lending process while also providing more consumer-friendly loan choices.

Finacus Solutions Pvt. Ltd.

Merge handles authentication, data normalisation, and ongoing maintenance behind the scenes. These are no longer fringe experiments, they are becoming critical parts of the modern financial ecosystem. Companies dealing with digital assets, whether for treasury management, payments, or custody, need robust and compliant solutions.

Generix Software

The platform is widely used by companies expanding internationally that want modern infrastructure without opening local bank accounts in every market. Modern finance teams rely heavily on embedded finance, SaaS fintech software, finance APIs, and cloud-based platforms to run everything from payments to compliance to cash management. This guide covers the top 100 fintech tools across key categories including banking APIs, billing, KYC/AML, FX, crypto tools, and open banking. Iwoca is a UK-based fintech company specializing in providing flexible financing solutions to small and medium-sized enterprises (SMEs).